Fees and you will charge
This new small print towards the home loans need you to discover typical salary, public protection otherwise your retirement repayments and employ DNB as your relaxed lender.
Computation regarding energetic rates of interest
BLU Initiate:Loan amount NOK dos 000 one hundred thousand doing 85 % off market price. Nominal interest step 3.39 % p.an effective. Annuity financing with productive rate of interest 3,52 % p.a great. including front side-stop percentage NOK step 3 190 and instalment fee NOK 65. Pricing NOK 990 890, overall NOK dos 990 890 more 25 years.
Amount borrowed NOK dos one hundred thousand 000, moderate rate of interest 4.69 % p.good. to own step three 12 months fixed price. Annuity loan with effective interest 4.87 % p.an excellent. plus top-end commission NOK step three 190 and you can instalment percentage NOK 65. Prices NOK step 1 422 590, totalt NOK step 3 422 590 over 25 years.
Car loan having teenagers that have down-payment thirty-five % or more:Loan amount NOK 150 100 as much as 65 % out-of cost. Annuity loan with moderate rate of interest cuatro.74 % p.a great., productive rate of interest six.54 % p.a beneficial. in addition to top-avoid fee NOK 2 500 and instalment commission NOK 65. Rates NOK 25 484, overall NOK 175 484 over 5 years.
Loan amount NOK 50 100000. Affordable rate of interest % p.a. Annuity mortgage having energetic interest % p.good. and additionally front side-avoid fee NOK five-hundred and you can instalment payment NOK 50. Total price NOK 68 777 more than five years.
Fixed-rates mortgage Saga:Loan amount NOK 2 100 one hundred thousand, moderate interest rate cuatro.69 % p.a great. having step three 12 months repaired rates. Annuity mortgage with active interest cuatro.87 % p.an effective. as well as top-prevent percentage NOK step three 190 and you will instalment percentage NOK 65. Rates NOK step one 422 590, totalt NOK step three 422 590 over twenty five years.
Car loan Saga and you will Tale Rare metal that have thirty-five % downpayment:Loan amount 150 one hundred thousand NOK to 65 % out of purchase price. Annuity financing with affordable rate of interest cuatro,74 % p.a., productive rate of interest six.44 % p.a beneficial. in addition to front-prevent payment NOK 2 3 hundred and instalment percentage NOK 65. Cost NOK twenty-five 259, complete NOK 175 259 more 5 years.
Tale Exchangeability set-aside:Loan amount NOK 70 100. Moderate interest %, effective interest % in addition to side-avoid payment NOK five hundred. Prices NOK https://paydayloanalabama.com/centre/ 4 574, full NOK 74 574 over one year.
Home mortgage as much as 75 % of ount NOK 2 100 one hundred thousand, to 75 % from market value. Affordable interest rate 4,30 % p.a beneficial. Annuity financing with energetic interest rate 4,45 % p.a beneficial. including front-avoid percentage NOK step three 190 and you can instalment payment NOK 65. Rates NOK 1 286 390, full NOK 3 286 390 more than twenty five years.
Domestic guarantee credit line:Loan amount NOK 2 100000 000, around 75 % of market price. Nominal interest cuatro,29 % p.a great. Annuity financing with energetic rate of interest cuatro,forty five % p.a great. along with top-stop payment NOK 3 190 and instalment fee NOK 65. Costs NOK step 1 286 390, complete NOK step 3 286 390 over 25 years..
Fixed-rate mortgage:Loan amount NOK dos 000 one hundred thousand around 75 % from market value. Affordable interest 4.74 % p.good. having 3 year repaired price months. Annuity financing with energetic interest rate cuatro.ninety-five % p.a beneficial. also front side-stop percentage NOK step 3 190 and you may instalment fee NOK 65. Cost NOK step 1 439 690, overall NOK step three 439 690 over 25 years.
Green home loan:Amount borrowed NOK dos one hundred thousand 100 doing 85 % away from market value. Moderate rate of interest 3.39 % p.a great. Annuity loan which have energetic interest 3.52 % p.a good. along with front side-end fee NOK 3 190 and you may instalment percentage NOK 65. Prices NOK 990 890, totalt NOK 2 990 890 over twenty five years.